HDHP & HSA Plans
For those that prefer more control over their healthcare dollars, healthsave plans represent an innovative approach to coverage. To take advantage of this option, select a High Deductible Health Plan (HDHP) in conjunction with a Health Savings Account (HSA).

You pay a much lower premium and deposit your cost savings into the HSA. This allows you to build your healthcare dollars over time, and use as you see fit. You have one deductible for all medical, pharmacy, and mental health services.

Use the information below to help you choose the plan that best meets your needs.
HealthSave Benefit Summary 80%/20%
     
Benefits Participating Benefits Nonparticipating Benefits
  (HMO & Plus Plans) (Plus Plans Only)
Deductibles & Out-of-Pocket Maximums (Deductible included in the out-of-pocket maximum) Option 1 Option 1
Single: $1,200 deductible, $3,600 max Single: $2,000 deductible, $7,000 max
Family: $2,400 deductible, $7,200 max Family: $4,000 deductible, $12,000 max
   
Option 2 Option 2
Single: $1,500 deductible, $5,000 max Single: $2,000 deductible, $7,000 max
Family: $3,000 deductible, $10,000 max Family: $4,000 deductible, $14,000 max
   
Option 3 Option 3
Single: $2,500 deductible, $3,500 max Single: $3,000 deductible, $5,500 max
Family: $5,000 deductible, $7,000 max Family: $6,000 deductible, $11,000 max
Preventive Care - Primary Care Provider (deductible waived) $25 Not Covered
Preventive Care - Secondary Care Provider $40 Not Covered
Office Visit - Primary Doctor $25 after deductible 40% after deductible ($15 min copay)
Office Visit - Secondary Care Provider $40 after deductible 40% after deductible ($25 min copay)
Prescription Drugs Tier 1: $10 after deductible Tier 1: $10 after deductible
Tier 2: 25% after deductible Tier 2: 25% after deductible
Tier 3: 50% after deductible Tier 3: 50% after deductible
Emergency Room $200 after deductible -participating $400 after deductible for nonparticipating See "Participating Benefits"
HealthSave Benefit Summary 100% Plans
     
Benefits Participating Benefits Nonparticipating Benefits
  (HMO & Plus Plans) (Plus Plans Only)
Deductibles & Out-of-Pocket Maximums (Deductible included in the out-of-pocket maximum) Single: $5,000 deductible, $5,000 max Single: $7,500 deductible, $7,500 max
Family: $10,000 deductible, $10,000 max Family: $15,000 deductible, $15,000 max
Preventive Care - Primary Care Provider (deductible waived) $25 Not Covered
Preventive Care - Secondary Care Provider (deductible waived) $40 Not Covered
Office Visit - Primary Doctor 100% after deductible 100% after deductible
Office Visit - Secondary Care Provider 100% after deductible 100% after deductible
Prescription Drugs Tier 1: 100% after deductible Tier 1: 100% after deductible
Tier 2: 100% after deductible Tier 2: 100% after deductible
Tier 3: 100% after deductible Tier 3: 100% after deductible
Emergency Room 100% after deductible 100% after deductible